Enjoy the flexibility to hold many types of investments in your account, including individual stocks, bonds, exchange traded funds, or mutual funds – strategically overseen to help manage the impact of market volatility.
If there is a particular industry or security you don’t want in your portfolio, then you can rest assured it won’t be there.
Our individualized approach means we may be able to use tax-management strategies to reduce the taxes payable on investment earnings.
It also means that the performance figures you see on your statement represent your personal rate of return – and yours alone.
To ensure that your personalized portfolio remains true to your objectives, it is monitored and rebalanced to maintain its optimized asset allocation.
This way, you can feel confident you have the investments that are right for you, regardless of market fluctuations.
Your portfolio is as unique as you are. That's why it all starts with - and comes back to - you.
What does an individualized, optimized portfolio look like?
John has started to cut back on his hours at work so he can spend more time with his wife. He’s looking forward to retiring completely within the next seven to 10 years. However, “retirement” for John means being more active than ever - travelling, dining out, golfing and enjoying the good life that he’s earned.
Because John relies on his portfolio for some cash flow, it has a healthy allocation to fixed income. On the growth side, his portfolio is diversified geographically and by investment style to help protect him from market declines in any given area.
Karen, 50, has finally made partner and got the corner office she’s wanted for years. She knows that these are her peak earning years, and she wants to make the most of them. She wants to see just how far she can push her portfolio over the next 15 to 20 years.
Karen’s portfolio contains a mix of investments with high growth potential. Diversification by geography and investment style helps to protect her from the effect of downturns in any one area. For stability, her portfolio also includes an allocation to fixed income and multi-strategy alternative investments, which add further diversification and offer additional sources of return.